Introduction
When an insurance policy expires, drivers need to take immediate action. Knowing how to renew a policy properly helps maintain coverage, avoid gaps, and ensure that your No Claim Discount (NCD) remains intact. This article explains the steps to renew a policy, the required documents, and tips to make the process smooth.
Steps to Renew a Policy When It Expires
- Check Existing Policy: Confirm the expiry date and coverage type.
- Contact the Insurance Company: Verify the policy status and renewal options.
- Prepare Documents: Driver’s license, identification card, JPJ documents, and previous policy records.
- Pay Premium: Include any additional fees if necessary to cover gaps.
- Receive New Policy: Ensure the new policy is activated immediately to protect your vehicle.
Tips to Avoid Gaps When Renewing a Policy
- Mark the policy expiry date to renew early.
- Use online platforms for easier and faster renewal.
- Verify JPJ and vehicle information is correct before renewal.
- Ensure there are no mistakes in name, engine number, or plate number that could delay the process.
- Understand policy terms to ensure complete coverage at all times.
Conclusion
Lastly, by understanding policy renewal when it expires, drivers can ensure coverage remains active, avoid gaps, and maintain their NCD. Early planning and complete documentation are key to a smooth renewal process.
Read More:
