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Car Insurance

Car insurance protects you and your vehicle from unexpected accidents, theft, or damage. By paying a regular premium, you transfer the cost of repairs or replacement to the insurance company, so you don’t have to bear the expense yourself. Policies like comprehensive, third-party, or fire and theft cover different needs and budgets. With the right insurance, you drive with confidence, knowing that support is just a call away. When accidents happen, insurance companies handle the claims efficiently, helping you get your car repaired quickly. Protecting your car isn’t just smart—it keeps you safe, secure, and ready for the road ahead.

What Happens If You Drive Without Insurance?

What Happens If You Drive Without Insurance?

Many drivers think insurance is just a formality for renewing roadtax, but it’s actually vital protection. This article explains what really happens when a driver has no insurance — and why it can backfire badly if an accident occurs.

5 Reasons Why You Should Compare Before Renewing

5 Reasons Why You Should Compare Before Renewing

Many drivers renew their insurance without checking other offers — even though price and benefits can differ significantly. This article shares 5 reasons why you should compare first before renewing, and how BJAK helps you get the best policy with maximum coverage and more savings.

How to Avoid Paying for Unnecessary Insurance

How to Avoid Paying for Unnecessary Insurance

Many vehicle owners don’t realize they’re paying extra for unnecessary add-ons, like flood coverage, windscreen, and extra PA protection. Learn how to avoid overpaying and review your policy via BJAK so that only essential coverage is maintained without affecting your budget.

Tips to Renew Cheap Insurance Without Compromising Safety

Tips to Renew Cheap Insurance Without Compromising Safety

Want to save time and money on insurance renewal? Use BJAK to compare policies from top providers like Allianz and Takaful Malaysia. Choose the right coverage for your budget, check your NCD, and enjoy a quick, safe process. Cheap insurance can still mean complete protection — when you renew the right way.

How Does the NCD (No Claim Discount) Work?

How Does the NCD (No Claim Discount) Work?

The NCD is a discount given to drivers who haven’t made any insurance claims during their coverage period. Learn how it works, the yearly discount rates, and how to check your NCD status via BJAK so your insurance premium stays lower while keeping your protection active.

What Is an eCoverNote and Why Do You Need It?

What Is an eCoverNote and Why Do You Need It?

An eCoverNote is a temporary digital document that proves your vehicle insurance is active. It’s essential for roadtax renewal and JPJ verification. If you lose your copy, contact BJAK via WhatsApp, phone, or email — our team will send the eCoverNote link straight to your WhatsApp for instant access.