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Home » Kurnia Car Insurance: Comprehensive Plans For Cars

Kurnia Car Insurance: Comprehensive Plans For Cars

    Kurnia Car Insurance - cover

    Many of us recognise Kurnia as a well-known insurance provider in our country since it has been around since 1978. To date, the company offers various insurance products to cater to the different needs of Malaysians for decades.

    Kurnia car insurance is a popular choice for auto insurance because it offers comprehensive coverage to protect vehicles and their owners from potential risks and financial losses.

    We will explain the insurance plans available for car owners by Kurnia in a third-part series. In this article, we will look at the comprehensive policies for private vehicles and reasons to choose Kurnia as your insurance provider.

    Kurnia Car Insurance plans

    Kurnia offers three comprehensive plans with different coverage options for private cars. They are Private Car Comprehensive, auto365 Comprehensive Plus and auto365 Comprehensive Premier.

    All three plans cover own damage claim, third party property damage claim and third party bodily injury claim. The components of each plan are stated below.

    Private Car Comprehensive

    This is a basic plan that provides essential protection for cars. The plan comes with the following benefits:

    1. 24/7 towing assistance for breakdown (free up to 50km for West Malaysia / 30km for East Malaysia)
    2. 24/7 towing assistance for accidents (up to RM200*)
    3. 24/7 emergency roadside assistance
    4. Naming additional drivers (free for the second driver)
    5. Three years warranty for workmanship

    auto365 Comprehensive Plus

    Comprehensive coverage by Kurnia

    Auto365 Plus offers the best value for money with extra protection for cars. This plan has four additional coverage compared to the Private Car Comprehensive plan.

    1. 24/7 towing assistance for breakdown (free up to 100km for West Malaysia / 60km for East Malaysia)
    2. 24/7 towing assistance for accidents (up to RM200*)
    3. 24/7 emergency roadside assistance
    4. Naming additional drivers (free for all authorised drivers)
    5. Three years warranty for workmanship
    6. Ambulance fees (up to RM500*)
    7. Window snatch theft (up to RM500*)
    8. Key care cover (up to RM500*)
    9. Flood relief allowance (RM1,500*)

    auto365 Comprehensive Premier

    Auto365 Premier is the third type of comprehensive car insurance by Kunia. It has the broadest coverage among all other plans.

    1. 24/7 towing assistance for breakdown (free up to 365km*)
    2. 24/7 towing assistance for accidents (up to 365km*)
    3. 24/7 emergency roadside assistance
    4. Naming additional drivers (free for all authorised drivers)
    5. Three years warranty for workmanship
    6. Ambulance fees (up to RM1,000*)
    7. Window snatch theft (up to RM1,000*)
    8. Key care cover (up to RM1,000*)
    9. Flood relief allowance (RM3,000*)
    10. Compassionate Allowance for Loss of Vehicle (CALV) (up to RM5,000*)

    Why choose Kurnia?

    Kurnia car insurance

    Trusted since 1978

    Kurnia is one of the largest motor insurers in Malaysia. On average, it protects one in seven cars in the country. Currently, it serves over four million general insurance policies nationwide.

    Wide support network

    The brand has a network of 30+ branches, 6,000+ agents, 300+ panel workshops nationwide, and various online channels to attend to customers.

    24-hour assistance

    Kurnia Auto Assist is available 24 hours to assist policyholders for claims, inquiries and emergencies.

    Workmanship warranty

    Comprehensive policyholders get a 3-year warranty for workmanship on repairs done by approved panel workshops.

    Long-distance free towing

    Kurnia’s customers get free towing of up to 365km in case of breakdowns or accidents.

    Policy personalisation

    Customise your policy with road tax and other essential extensions like windscreen cover easily.

    Get Kurnia auto insurance

    Kurnia has extensive coverage options for private vehicle owners. To know more about Kurnia’s auto insurance plans, visit their official website for the terms and conditions.

    If you want to own one of the policies stated above, visit Bjak.my to compare prices for free. Our platform offers all the above benefits plus huge savings on your vehicle insurance.

    Renewals can be made in 5 minutes, and your policy will be activated on the same day. Click the button below for more details.


    Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!

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