NCD boleh beri diskaun insurans sehingga 55% untuk kereta, 25% untuk motosikal, dan 25% untuk kenderaan komersial. Ketahui cara kekalkan NCD maksimum, bila ia boleh hilang, dan cara semak status NCD anda melalui BJAK.
Ramai anggap insurans cuma formaliti untuk renew roadtax, tapi sebenarnya ia perlindungan penting. Artikel ini bongkar apa yang berlaku kalau pemandu tiada insurans — dan kenapa ia boleh makan diri kalau berlaku kemalangan.
Insurans dan roadtax sering disamakan, padahal fungsinya sangat berbeza. Artikel ini terangkan beza utama antara kedua-duanya dan kenapa anda wajib ada kedua-dua dokumen ini sebelum memandu di Malaysia.
Kereta elektrik dan hibrid nampak serupa dari luar, tapi bab roadtax — jauh beza. Artikel ini terangkan cara kira, kadar semasa, dan kenapa pemilik EV nikmati pengecualian cukai jalan di Malaysia.
Ramai tak tahu, peranan adjuster dalam tuntutan insurans kereta sebenarnya sangat penting. Mereka menilai kerosakan, tentukan jumlah pampasan, dan pastikan proses berjalan dengan adil antara pemilik dan syarikat insurans.
Just got your first car and don’t know where to start with insurance? This guide explains the key steps — from choosing coverage type, checking NCD, to purchasing directly through BJAK. With this guide, you can make smart decisions and avoid overpaying for premiums.
Many drivers renew their insurance without checking other offers — even though price and benefits can differ significantly. This article shares 5 reasons why you should compare first before renewing, and how BJAK helps you get the best policy with maximum coverage and more savings.
Many drivers don’t realize their roadtax has expired. This article explains what happens if you continue driving without a valid roadtax, the risks involved, and the steps to renew your insurance and roadtax quickly through BJAK so you avoid fines or being blacklisted by JPJ.
Before renewing your roadtax, prepare essential documents such as a copy of the vehicle registration (VOC), active insurance eCoverNote, and the owner’s IC. This article lists the commonly requested documents and shows how to quickly check and obtain your eCoverNote via BJAK so the renewal process goes smoothly without delays.
Many vehicle owners don’t realize they’re paying extra for unnecessary add-ons, like flood coverage, windscreen, and extra PA protection. Learn how to avoid overpaying and review your policy via BJAK so that only essential coverage is maintained without affecting your budget.
