Car glass damage can affect safety and NCD. This guide explains how to claim BJAK insurance with clear steps: check your policy, take photos, submit documents, and service at a panel workshop. BJAK also helps check premiums after claims to manage your annual costs efficiently.
Understand the difference between Market Value and Agreed Value before choosing car insurance. Market Value follows market price and is cheaper; Agreed Value is fixed, suitable for new or imported cars. This guide shows how to pick the right coverage and compare quotes from BJAK panel insurers to save on annual costs.
Renewing car roadtax is easier than ever with MYJPJ App. This guide shows simple steps from checking vehicle details, calculating payment, to receiving digital roadtax. BJAK also helps check insurance & NCD so your annual costs are organized and savings maximized.
Introduction Before renewing your insurance or roadtax, it’s important to know two key things: to check your current roadtax & NCD. Most people check them… Read More »Check Roadtax & NCD at Once Using BJAK Calculator
Many drivers don’t realize that although roadtax and NCD are calculated separately, both influence insurance premium costs. This article explains how they are linked, gives real-life calculation examples, and shows how to check both simultaneously using BJAK Calculator to save more each year.
Hilang roadtax bukan masalah besar. Tak perlu buat laporan polis — cuma bawa IC, salinan geran, dan insurans aktif ke JPJ. Lepas isi borang dan bayar denda, anda akan terima roadtax baharu. Semak insurans anda di BJAK supaya NCD dan perlindungan kekal aktif tanpa gangguan.
Renew awal insurans tidak menambah NCD, tapi elak gap polisi dan denda. Panduan ini terangkan cara semak NCD semasa, rancang renew awal dengan bijak, dan banding harga panel BJAK supaya kos tahunan lebih jimat dan perlindungan tetap sah.
Tukar enjin atau buat modifikasi boleh naikkan premium insurans atau jejaskan NCD jika tidak dilaporkan. Panduan ini terangkan kesan perubahan kereta pada polisi insurans dan cara kemaskini dengan BJAK supaya perlindungan tetap sah dan kos tahunan terkawal.
Premium insurans boleh naik setiap tahun walaupun tiada tuntutan dibuat. Faktor termasuk NCD, kadar roadtax, nilai kereta, inflasi, dan profil pemandu. Panduan ini tunjuk punca kenaikan dan cara bijak kurangkan kos dengan semakan BJAK Calculator serta banding panel insurans BJAK.
Kadar roadtax di Malaysia berbeza mengikut kapasiti enjin. Panduan ini tunjuk anggaran bagi semua julat enjin, contoh pengiraan untuk kereta popular, dan tips jimat kos tahunan. BJAK Calculator boleh gabungkan roadtax dengan premium insurans dan NCD supaya anda dapat jumlah kos sebenar tanpa tersilap kira.
