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NCD

How Does the NCD (No Claim Discount) Work?

How Does the NCD (No Claim Discount) Work?

The NCD is a discount given to drivers who haven’t made any insurance claims during their coverage period. Learn how it works, the yearly discount rates, and how to check your NCD status via BJAK so your insurance premium stays lower while keeping your protection active.

Bagaimana Sistem NCD (No Claim Discount) Berfungsi?

Bagaimana Sistem NCD (No Claim Discount) Berfungsi?

NCD ialah diskaun yang diberi kepada pemandu yang tidak membuat tuntutan sepanjang tempoh insurans. Ketahui cara ia berfungsi, kadar diskaun mengikut tahun, dan bagaimana semak status NCD anda melalui BJAK supaya premium insurans anda lebih jimat dan perlindungan kekal aktif.

Can You Renew Early to Save Your NCD?

Can You Renew Early to Save Your NCD?

Renewing insurance early does not increase NCD but helps prevent policy gaps and penalties. This guide explains how to check your current NCD, plan early renewal smartly, and compare BJAK panels to keep annual costs low while ensuring coverage remains valid.

Roadtax & NCD: Relationship in Determining Insurance Premiums

Roadtax & NCD: Relationship in Determining Insurance Premiums

Many drivers don’t realize that although roadtax and NCD are calculated separately, both influence insurance premium costs. This article explains how they are linked, gives real-life calculation examples, and shows how to check both simultaneously using BJAK Calculator to save more each year.

Renew Awal Jimat NCD, Betul Ke?

Renew Awal Jimat NCD, Betul Ke?

Renew awal insurans tidak menambah NCD, tapi elak gap polisi dan denda. Panduan ini terangkan cara semak NCD semasa, rancang renew awal dengan bijak, dan banding harga panel BJAK supaya kos tahunan lebih jimat dan perlindungan tetap sah.