Going on a vacation without insurance is a no-no because there are endless possibilities that your trip something may go wrong during your trip. When it comes to buying insurance, some of us prefer certain policies over others for various reasons, one of them being religious.
However, finding the ideal takaful travel insurance can be a daunting task cause there are plenty of choices out there. But these 3 policies are top-rated takaful insurance in Malaysia and are preferred by many people. Read on to find out what they are.
Zurich Z-Travel Takaful
Z-Travel Insurance offers comprehensive coverage for both international and domestic travel in Malaysia. It comes in two variants: Z-Travel Insurance (International) and Z-Travel Insurance (Domestic), which cater to different needs. Here are the key benefits of the international plan.
Key benefits
With a cover amount of up to RM1,000,000, you will receive cover:
- Accidental Death & Permanent Disability up to RM500,000
- Unlimited Medical Expenses for Diamond Plan customers
- Unlimited Medical Evacuation and Repatriation for all plans
- Travel Cancellation/Curtailment – up to RM30,000
- Personal Liability up to RM1 million
- Emergency Cash up to RM5,000 and more
Takaful myTravel PA
myTravel PA is an all-in-one travel and personal accident plan by Takaful Malaysia that covers local and overseas trips. The local coverage comes in a single plan while the international trip is offered in Bronze, Silver and Gold. The most significant element of this takaful travel insurance is that it offers unlimited coverage amount for medical evacuation and repatriation.
Key benefits
- Accidental Death or Permanent Disablement up to RM500,000 per adult (up to RM1.5 million per family)
- Medical Expenses up to RM500,000 per adult (up to RM1.5 million per family)
- Compassionate Visitation and Child Guard Benefit of up to RM10,000
- Hospital Allowance of up to RM10,500
- Unlimited coverage amount for medical evacuation and repatriation (for Bronze, Silver and Gold plans)
- Travel Cancellation and Curtailment up to RM25,000
- Personal Liability coverage of RM1 million
- Optional COVID-19 coverage up to RM200,000 for medical expenses overseas and RM100,000 for medical evacuation and repatriation
Etiqa TripCare360 Takaful
TripCare 360 by Etiqa is offered for both domestic and international trips. The domestic coverage is offered as a single plan while the international coverage is offered in Silver, Gold, and Platinum plans. Some of the major events covered by these plans and their amounts are summarised below:
With an Aggregate Limit of Liability up to RM5,000,000 per certificate, it covers:
- Accidental death or permanent disability up to RM500,000
- Medical-related expenses up to RM500,000
- Loss or damage to your baggage up to RM5,000
- Flight delays of up to RM5,000
- Loss of travel documents up to RM1,500
- Alternative treatment expenses up to RM1,000 and more
Key benefits
Cashless Medical Care (for overseas trips) – Guarantee Letters (GL) are provided with just one phone call to our 24/7 hotline +603-2785-6565 so that you can be admitted to the hospital without payment.
Loss of Valuables – Get paid up to RM5,000 for loss or damage to your baggage, money, travel documents, and personal belongings. Valid for theft, mishandling of your property, and more.
Fast & Easy Claims – Make quick claims via WhatsApp at +603-27804677 or www.eti.qa/whatsapp.
Travel Delay – Get paid RM100 for a 2-hour flight delay for all plans
COVID-19 Add-on Coverage – Enjoy extra peace of mind on your overseas trip by adding COVID-19 coverage to your TripCare 360 plans, with an additional premium.
Where to buy these policies?
There’s no better place to buy these policies than at Bjak. As Malaysia’s No.1 Insurance Comparison Site, Bjak instantly compares takaful travel insurance policies from up to 10 brands, including the ones mentioned in the list above.
Have the ease of comparing and customising your add-on on our platforms and enjoy huge savings online. Simply click on the button below to receive a free travel quote from us and start seeing prices for free.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
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