Tokio Marine is a commercial insurance brand that offers various insurance products. It is a popular car insurance brand for imported vehicles in Malaysia, as the company offers customised plans to suit the needs of different consumers.
Previously, we looked at three Tokio Marine car insurance plans for private vehicles, namely, Comprehensive Cover, Third-Party Fire & Theft Cover and Third-Party Cover. In this article, we will look at Tokio Marine’s AutoPro plan and learn how it differs from the regular comprehensive policy.
What is Tokio Marine AutoPro?
Tokio Marine AutoPro is an enhanced comprehensive coverage that protects policyholders and their vehicles from mishaps. The plan is designed to provide a combination of motor and miscellaneous personal covers from accidents at an affordable premium.
This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, accidental or fire damage to your vehicle or theft of your car. With this plan, policyholders get to enjoy the standard comprehensive coverage and other benefits from the enhanced coverage.
Private Car Comprehensive Cover
Tokio Marine’s AutoPro plan offers comprehensive coverage for private vehicles. Like the basic comprehensive plan, this enhanced coverage also protects policyholders against the following incidents:
- Accidental or fire damage to your named vehicle
- Theft of your named vehicle
- Liabilities to other parties for injury or death
- Damage to other parties’ property
6 Enhanced Coverages
The speciality of the AutoPro plan is the six enhanced coverages offered on top of the Private Car Comprehensive cover above. The explanation for these coverages is as allows:
- All drivers – Compulsory excess of RM400, waived for unnamed drivers.
- Unlimited towing – Auto Partner road assistance with unlimited towing distance within Malaysia for the first 3 times per policy period.
- Zero betterment charges – Fully cover the cost of new original parts used to repair the damaged vehicle for 15 years.
- Motor personal accident – Sum insured of up to RM25,000 for each driver and/or passenger for personal accident, and RM200,000 total limit per policy period.
- Daily hospital income – RM100 per day to each driver and/or passenger for hospitalisation due to accidents involving the insured vehicle. Total limit of RM15,000 per policy period.
- Flood allowance – Lump sum allowance of RM1,000 in the event of flood damage to your vehicle. Limited to 1 occurrence per policy period.
Aside from the enhanced benefits, the AutoPro plan by Tokio Marine also comes with optional benefits that can be purchased by paying an additional premium. The additional benefits include:
- Windscreen damage
- Legal liability of passengers
- Legal liability to passengers
- Inclusion of special perils such as damage due to earthquakes, storms, landslides and more
- Strike, riot and civil commotion
- Current year NCD relief
- Compensation for Assessed Repair Time (CART)
Tokio Marine car insurance
The world of auto insurance is constantly improving to offer better protection for car owners and their vehicles. As such, Tokio Marine’s AutoPro Plan is a game-changer because it gives you more for less.
For free Tokio Marine car insurance quotes, be sure to check out bjak.my. You can compare prices and plans from 18 different brands in Malaysia, including Tokio Marine, and renew your policy at your fingertips.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!