Allianz is a famous motorcycle insurance brand in Malaysia. It has remained the top brand for years because its coverage options are highly customisable and much more inclusive than other brands.
The insurance provider offers five different plans for motorcycle owners. They are Motor Comprehensive Cover, Motor Third-Party Cover, Motor Third-Party, Fire & Theft Cover, Motorcycle Plus Comprehensive and Motorcycle Plus Third-Party. Let’s learn about the differences between each plan through this article.
Motor Comprehensive Cover
Allianz Motor Comprehensive insurance covers motorcycles against:
- Loss/damage due to accident, fire or theft,
- Third-party bodily injury and death
- Third-party property loss or damage
During emergencies, policyholders are eligible for complimentary roadside assistance services (Allianz Road Rangers).
Besides, three optional benefits can be purchased by paying additional premiums. These include SRCC, legal liability to pillion and coverage extension to Thailand and Kalimantan.
Motor Third-Party Cover
Allianz Third-Party Cover protects you against third-party liabilities such as death, bodily injuries and property losses or damage caused by accidents.
Hence, this policy covers the following:
- Third-party death and bodily injuries
- Third-party property losses or damages
Motor Third-Party, Fire & Theft Cover
The Third-Party, Fire & Theft Cover or TPFT, differs slightly from the Third-Party cover as it offers some additional protection.
The benefits include:
- Losses or damages to your car due to fire or theft
- Third-party death and bodily injuries
- Third-party property losses or damages
Motorcycle Plus Comprehensive
Motorcycle Plus Comprehensive is a newly upgraded plan that extends the coverage to pillion riders at no extra cost. This plans offers the following benefit to policyholders:
- Loss/damage to own vehicle due to accident, fire /theft
- Third-party bodily injury and death
- Third-party property loss or damage
- Full sum insured protection for special perils (for motorcycles of 250cc and below only)
- Road accident cover of RM10,000 each for rider and pillion upon death or permanent disability (for motorcycles of 250cc and below only)*
- Hospital income cover of RM100 per day up to 60 days each for the rider and pillion (for motorcycles of 250cc and below only)*
- Roadside assistance (up to 50km, roundtrip) (for motorcycles of 250cc and below only)*
- Complimentary Flood Relief Benefit of RM1,000 as part of the Rahmah Insurance Initiative
*Only applicable where the registered owner of the motorcycle is a person and not a corporate body.
Motorcycle Plus Third-Party
Likewise, Motorcycle Plus Third-Party insurance also extends the coverage to pillion riders. The benefits of this plan are as follows:
- Loss/damage to own vehicle due to accident, fire /theft
- Third-party bodily injury and death
- Third-party property loss or damage
- Road accident cover of RM10,000 each for rider and pillion upon death or permanent disability (for motorcycles of 250cc and below only)*
- Hospital income cover of RM100 per day up to 60 days each for the rider and pillion (for motorcycles of 250cc and below only)*
- Complimentary Flood Relief Benefit of RM1,000 as part of the Rahmah Insurance Initiative
*Only applicable where the registered owner of the motorcycle is a person and not a corporate body.
Optional benefits
These are the optional benefits that respective policyholders can purchase by paying additional premiums.
Comprehensive Cover
• SRCC
• Legal liability to pillion
• Extension to Thailand and Kalimantan
Third-Party Cover
• Legal liability to pillion
• Extension to Thailand and Kalimantan
Get Allianz motorcycle insurance
With so many benefits and customisable coverage options, Allianz has become an unbeatable choice for motorcycle insurance. The policy is worth considering if you want to switch to another insurance company on your next renewal cycle.
For free Allianz motorcycle insurance quotes, check out bjak.my for more details. We let you compare prices and plans from 18 different brands in Malaysia, including Allianz. Compare for free and renew your preferred policy in just 5 minutes.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
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