While the world adapts to living with COVID-19, travel still comes with unforeseen circumstances. Today going overseas is not something you can do without getting adequate protection against COVID-19. But not many people actually realise the need to consider travel insurance for COVID due to additional expenses.
However, having COVID-19 coverage in your travel insurance plan provides invaluable peace of mind and financial protection. Here are 5 key reasons why you should have it:
Covers unexpected trip disruptions
If cases spike at your destination or origin, travel restrictions or lockdowns could disrupt your trip. Coverage can reimburse pre-paid expenses like flights and accommodation if your trip gets cancelled due to COVID-19. In the event, you test positive which leads to mandatory quarantine, missed flights, or extended stays, travel insurance can cover additional accommodation, testing costs, and potential rebooking fees.
Covers medical expenses
There is nothing worse than falling you fall ill with COVID-19 abroad which can only make you spend more because medical bills can be exorbitant. However, COVID coverage can provide financial assistance for hospitalization, doctor visits, medications, and even emergency medical evacuation if necessary. Also, many destinations now require testing or quarantine upon arrival or exposure to reduce the risk of transmission and insurance can easily cover these costs, offering financial backup for unexpected situations.
Provide repatriation assistance
Contracting a severe case of COVID-19 that requires repatriation, air ambulance costs can be astronomical but with travel travel insurance you can ensure a safe and efficient return home with proper medical care. If travel restrictions change while you’re abroad, getting home might involve unplanned layovers or alternate routes. and insurance can help cover additional expenses incurred due to such changes.
Covers missed departure
Testing positive before your trip can force you to cancel. In times like this, coverage can reimburse non-refundable expenses like flights and pre-booked activities. If you’re exposed to someone with COVID-19 close to your departure date and need to isolate, insurance can cover missed flights and potential rebooking costs as well.
Offers peace of mind
Knowing you have financial protection against COVID-19-related disruptions certainly allows you to relax and enjoy your trip with greater confidence. You can focus on creating memories, knowing you’re covered if the unexpected arises compared to when you’re not covered.
Take note that COVID-19 coverage is no longer a luxury but a necessity for responsible travel. It provides essential financial protection against unexpected situations, safeguarding your plans and ensuring a worry-free travel experience.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
Read more:
