Are you looking to choose a car policy that can provide sufficient coverage for your car? We got you covered. In this article, we’ll explain why Allianz Motor Insurance could be the ideal plan for you by sharing its key benefits and coverage options.
Allianz is well-known for providing various attractive benefits to its comprehensive insurance policyholders for 12 months. Continue reading to learn more about the plan and how to submit claims.
What is covered under Allianz motor insurance?
This plan covers car owners against liabilities to other parties for bodily injury or death, damage to other
parties’ property, and accidental or fire damage to your vehicle or theft of your car.
Key benefits
Through the comprehensive coverage by Allianz, you can enjoy the following benefits:
- Allianz Road Rangers
Allianz Road Rangers provides comprehensive breakdown and accident assistance for cars and motorcycles nationwide to get you back on the road safely. Policyholders can dial the hotline number at 1800225542 to get road assistance.
- 24-hour assistance
If any car problem arises, you can call Allianz for roadside assistance through their 24-hour hotline at 1800-22-5542.
- Car towing service
In addition to car damage towing service assistance to the panel workshop, the policyholders can request tow service to the nearest police station to make a report after being involved in an accident.
- Optional benefits (that can be purchased by paying additional premiums):
Windscreen damage, passenger liability cover, the inclusion of special perils such as floods, typhoons, hurricanes, storms and other convulsions of nature, strikes, riots and civil commotion and Compensation for Assessed Repair Time (CART).
How to submit claims?
The steps involved in submitting claims for Allianz car insurance are pretty simple. Here’s what you need to do in the event of a mishap.
Own damage knock-for-knock claim
1. What to claim
- If the accident was your fault, make an ‘Own Damage’ claim
- If the accident was NOT your fault, make an ‘Own Damage Knock-for-Knock’ claim instead of making a third-party claim
2. How to claim
Submit the following document to your insurance company
- Completed claim form
- Original copy of police report
- Copy of policyholder’s and driver’s MyKad and driving license
- Copy of vehicle ownership certificate
- Photos of the accident scene and damages to the vehicle
- Police investigation report
Damage to third-party property
1. What to claim
- Damage to your car or property in a road accident caused by the other party
- Other financial losses, e.g. CART, excess, etc.
2. How to claim
- Send your car to the insurance company’s panel workshop
- Appoint an adjuster to evaluate the cost of your car’s damage
- Submit the following document to your insurance company:
- Original copy of police report
- Copy of policyholder’s and driver’s MyKad and driving license
- Copy of vehicle ownership certificate
- Adjuster’s report
- Bill of the repair costs of your car
- Photos of the accident scene and damages to the vehicle
- Police investigation report
Get Allianz motor insurance
Alliance auto insurance is worth considering as your next vehicle insurance for many reasons. It is one of the most sought-after brands by car owners in Malaysia.
Apart from Allianz’s official website, you can also purchase this comprehensive policy on Bjak. Insurance renewals on Bjak can be completed within 5 minutes, and your policy will be activated on the same day. Click on the button below to learn more.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
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