Introduction
Protect your NCD after an accident to keep your insurance discount, even if the accident wasn’t your fault. Many car owners don’t realize they can retain their NCD by filing claims correctly.. This article explains the steps, documentation, and tips to keep your NCD safe and ensure a smooth claims process.
1. Understand Your Rights When the Accident Isn’t Your Fault
- Your NCD usually remains unaffected if the accident wasn’t your fault.
- File a police report and claim form immediately.
BJAK Tip: Keep all evidence including photos and third-party reports.
2. Use BJAK’s Official Channels
- Submit your claims through BJAK’s official channels to ensure proper monitoring and correct claim categorization.
- Ensure all documents are complete: police report, damage photos, and BJAK claim form.
3. Check Claim & NCD Status
- BJAK can help check whether your NCD is safe or if an endorsement is needed.
- Avoid filing unnecessary claims as this may affect your NCD.
BJAK Tip: Contact BJAK immediately after the accident for step-by-step guidance.
4. Choose the Right Panel Repair & Add-ons
- Use BJAK-recognized panel repair workshops to ensure quality repairs and NCD safety.
- Make sure add-ons such as VIP Rescue are used if needed for towing or emergency assistance.
Conclusion
Protecting your NCD after an accident is possible even if the accident wasn’t your fault. With complete reports, claims through BJAK, selection of recognized panel repair workshops, and correct add-ons, you can ensure your NCD remains safe. Act promptly after an accident to protect your insurance discount and control repair costs.
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