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Frequently Asked Questions

General Information
  • How do I renew my motor and car insurance and roadtax with BJAK?
  • Which insurers can I get a motor and car insurance quote from?
  • Who can use this service?
  • What are the benefits of renewing my roadtax at BJAK.my?
  • What kind of vehicles can I renew with the online roadtax service?
  • What should I do if I don't remember my motor insurance and road tax expiry date?
  • Is this service available all the time?

Insurance
  • What is Vehicle Insurance?
  • Types of Car Insurance in Malaysia
  • Comprehensive vs Third-Party Insurance
  • When to Renew Car Insurance?
  • How can I check my insurance expiry date?
  • How do I get the best car insurance?

Road Tax
  • What is roadtax?
  • How to renew roadtax online?
  • Can roadtax be renewed without insurance?
  • What happens if roadtax renewal is delayed?
  • What is the validity period of roadtax?
  • Is PUSPAKOM inspection required to renew roadtax?
  • Can I renew roadtax on behalf of someone else?
  • How do I know if my roadtax is active?
  • What is the difference between physical and digital roadtax?
  • Can outstanding summonses prevent roadtax renewal?
  • Can I renew my roadtax if I have outstanding traffic summonses?

Payment & Transactions
  • What payment methods are accepted for renewing insurance and roadtax?
  • Can I pay in installments?
  • Is it safe to make payments online?
  • Are there additional charges when using credit cards?
  • Can I use e-wallets to make payments?
  • How do I know if my transaction was successful?
  • Where can I view my payment transaction?
  • What happens if my payment is rejected?
  • What should I do if my transaction fails?
  • Can I get a refund?
  • Will I get a receipt upon payment?
  • Will I receive an official receipt after payment?
  • Can I change the payment method after submitting my order?
  • What happens if I make a double payment?
  • Can I use someone else's credit card for payment?

Insurance Claims
  • How do I go about making a claim on damages?
  • How is the car insurance claims process handled?
  • What are the steps to file a vehicle insurance claim?
  • What documents are needed for a claim?
  • How long does the claim process take?
  • Can I make a claim at a non-panel workshop?
  • What should I do after a minor accident?
  • Will making a claim affect my NCD (No Claim Discount)?
  • Can I claim windscreen damage without losing my NCD?
  • How do I claim for flood damage?
  • How can I check the status of my claim?

VIP Services
  • What is BJAK VIP service?
  • What are the benefits of BJAK VIP compared to the standard service?
  • Free Roadside Assistance
  • 24/7 Support
  • Vehicle Assistance
  • Insurance Claims
  • Exclusive VIP Benefits
  • Unlimited Towing
  • Extended Warranty
  • Is BJAK VIP available throughout Malaysia?
  • What is the additional cost for BJAK VIP?
  • How do I activate BJAK VIP service?
  • How long does delivery take with VIP service?
  • Will I receive physical copies of my policy and roadtax?
  • What should I do if I haven't received my documents after 3 days?
  • Can I cancel the VIP service after payment is made?

Support & Contact
  • Who can I contact for assistance?
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