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Understanding Types of Motorcycle Insurance

Choosing the Right Coverage for Your Vehicle
Motorcycle insurance policies vary. Choose a plan that balances protection and affordability based on your budget and needs. Here are the three main types:
First Party, ComprehensiveFull coverage for your vehicleMost popular
Third Party
  • Death & injury
  • Property damage
Your Motorcycle
  • Fire & theft
  • Accidental damage
Learn more
Third PartyBudget-friendly for old vehicles
Third Party
  • Death & injury
  • Property damage
Your Motorcycle
  • Fire & theft
  • Accidental damage
Learn more
Third Party, Fire and TheftBudget-friendly for old vehicles
Third Party
  • Death & injury
  • Property damage
Your Motorcycle
  • Fire & theft
  • Accidental damage
Learn more

Understanding Types of Motorcycle Insurance

Essential Add-ons to Customize Your Protection
While a standard policy covers the basics, adding specific riders can shield you from unexpected out-of-pocket expenses. Consider these popular add-ons:
Family Choice
All DriversOne policy, unlimited drivers. Perfect for sharing your motorcycle.
Must-have
Flood & Natural Disaster ProtectionTotal cover for floods and landslides.
Time Saver
RoadtaxRenew your roadtax along with your insurance. Fast and stress-free.

Key Terms to Know

Demystifying Motorcycle Insurance: Key Terms Explained
Before you finalize your policy, it’s important to understand the standard terms used by insurers. Knowing these four concepts will help you choose the right coverage and avoid surprises during a claim:
Coverage & Rewards
Sum Insured
The maximum amount your motorcycle is covered for. Ensuring it is accurate prevents under-insurance.Learn more
NCD
Your "Good Driver" reward. Enjoy up to 55% off your premium for every year you drive claim-free.Learn more
Payout Options
Market Value
The current resale price of your motorcycle. Your payout is based on the motorcycle's value at the time of the claim.Learn more
Agreed Value
A fixed amount agreed upon upfront. You get the full sum even if your motorcycle's market value drops.Learn more

Our Trusted Partners

Compare 15+ Top Insurers
We partner with the region's leading and most trusted insurance brands to bring you the best market rates side-by-side.
  • Allianz
  • Berjaya Sompo Insurance
  • RHB
  • Pacific & Orient
  • Lonpac Insurance
  • Takaful Malaysia
  • MSIG
  • Liberty Insurance
  • Zurich Takaful
  • Chubb
  • Takaful Ikhlas
  • Tune Protect
  • Tokio Marine Insurance Group
  • MPI Generali
  • Great Eastern
  • AIG
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Exclusive Benefits, No Extra Cost
When you renew with us, you get more than just a policy. Enjoy these premium perks:
24/7 Roadside AssistanceOur support team is always ready to assist you anytime and anywhere.
Emergency AssistanceOn-the-spot support for battery jumps, flat tires, and fuel delivery.
Free Towing ServiceComplimentary towing support to the nearest workshop if you get stranded.
Dedicated Claims SupportOur expert team handles the paperwork to ensure your claims get approved fast.

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