Malaysia's #1 motorcycle insurance comparison

Smartest Way to Buy Motorcycle Insurance

Compare 16 insurers & takaful operators
Enter your motorcycle plate number
Get quotes for your motorcycle and compare prices, coverage and add-ons.

Understanding Types of Motorcycle Insurance

Compare coverage before you choose

Motorcycle insurance policies vary. Choose a plan that balances protection and affordability based on your budget and needs. Here are the three main types:
Comprehensive Motorcycle InsuranceCovers your car and third-party liabilitiesPopular
Third Party
  • Death & injury
  • Property damage
Your Motorcycle
  • Fire & theft
  • Accidental damage
Learn more
Third PartyBasic legal cover for third-party claimsBasic coverage
Third Party
  • Death & injury
  • Property damage
Your Motorcycle
  • Fire & theft
  • Accidental damage
Learn more
Third-Party, Fire & Theft (TPFT)Third-party cover plus fire and theftFor older motorcycles
Third Party
  • Death & injury
  • Property damage
Your Motorcycle
  • Fire & theft
  • Accidental damage
Learn more

What Motorcycle Insurance Terms Should I Know?

Demystifying Motorcycle Insurance: Key Terms Explained

Understand the terms that affect your premium, coverage and claim payout before choosing a policy.
Coverage & Rewards
Sum Insured
The maximum amount your motorcycle is covered for. Ensuring it is accurate prevents under-insurance.Learn more
NCD
No Claim Discount (NCD) reduces your premium after claim-free years, up to the applicable maximum.Learn more
Payout Options
Market Value
The current resale price of your motorcycle. Your payout is based on the motorcycle's value at the time of the claim.Learn more
Agreed Value
A fixed amount agreed upon upfront. You get the full sum even if your motorcycle's market value drops.Learn more

Motorcycle Insurance Add-ons

Extra cover for risks not included in every standard policy

Add-ons can extend your protection for risks such as floods, additional riders and other policy-specific benefits. Availability and price depend on the insurer and policy.
Family Choice
All Drivers CoverExtends cover to eligible riders using your motorcycle, subject to policy terms.
Must-have
Special Perils: Flood & Natural DisastersAdds protection for eligible flood, storm and other specified natural-disaster damage.
Time Saver
Road Tax RenewalRenew your road tax together with your insurance where available.

Compare Motorcycle Insurance from 16 Insurers

Compare motorcycle insurance quotes from leading insurers in Malaysia, side by side. Benefits, add-ons and roadside assistance vary, so check each insurer's Product Disclosure Sheet before choosing a policy.
  • Takaful Malaysia
  • Takaful Ikhlas
  • Liberty Insurance
  • Allianz
  • RHB
  • Pacific & Orient
  • Tokio Marine
  • Tune Protect
  • MSIG
  • Zurich Takaful
  • Chubb
  • Great Eastern
  • Lonpac Insurance
  • Berjaya Sompo Insurance
  • AIG
  • Generali Malaysia
BJAK VIP

What Extra Benefits Can I Get with BJAK?

Roadside, emergency and claims support

Available benefits depend on your selected policy and BJAK eligibility. Check the final policy and benefit terms before buying.
24/7 Roadside AssistanceOur support team is always ready to assist you anytime and anywhere.
Emergency AssistanceOn-the-spot support for battery jumps, flat tires, and fuel delivery.
Free Towing ServiceComplimentary towing support to the nearest workshop if you get stranded.
Dedicated Claims SupportGet help coordinating the claims process for eligible policies issued through BJAK.

FAQs

Motorcycle insurance basics

Motor takaful is Shariah-compliant vehicle protection based on participant contributions to a shared fund. Coverage, claims, excess and benefits depend on the takaful certificate and operator.

Motor takaful provides similar types of protection to motorcycle insurance, but the underlying contract and fund structure differ. Contributions, claims, excesses and NCD treatment depend on the certificate and the operator's terms. Compare takaful options on our Insurance & Takaful Partners page.

Motorcycle insurance prices & discounts

Motorcycle insurance premiums vary based on factors such as your motorcycle's sum insured, NCD, rider and vehicle risk, location, usage, insurer and selected add-ons. Enter your plate number to compare actual quotes.

Compare quotes from 16 Insurance & Takaful Partners side by side. Check the premium, coverage, excess, add-ons and benefits before choosing the lowest-priced suitable policy.

Your eligible NCD can usually be carried over when you switch insurers, subject to insurer rules. Check your current entitlement with our NCD Checker.

Motorcycle insurance coverage & add-ons

It provides nationwide towing with no mileage caps for members. For a full list of roadside privileges, check the VIP Benefits page.

Motorcycle insurance renewal & claims

Digital records update on the MyJPJ App within 30 minutes. To check specific fees, use our Roadtax Calculator.

Yes, eligible payment options can include monthly instalments, BNPL and credit-card plans. Available terms depend on the provider. See our Payment Options.

Contact the BJAK 24/7 VIP Hotline for immediate towing and claims coordination.

Renew Motorcycle Insurance Online

Compare motorcycle insurance quotes, choose your coverage and renew online.