Motorcycle insurance policies vary. Choose a plan that balances protection and affordability based on your budget and needs. Here are the three main types:
First Party, ComprehensiveFull coverage for your vehicleMost popular
First Party, ComprehensiveFull coverage for your vehicle
Popular
Third Party
Death & injury
Property damage
Your Motorcycle
Fire & theft
Accidental damage
Third PartyBudget-friendly for old vehicles
Third Party
Death & injury
Property damage
Your Motorcycle
Fire & theft
Accidental damage
Third Party, Fire and TheftBudget-friendly for old vehicles
Third Party
Death & injury
Property damage
Your Motorcycle
Fire & theft
Accidental damage
Understanding Types of Motorcycle Insurance
Essential Add-ons to Customize Your Protection
While a standard policy covers the basics, adding specific riders can shield you from unexpected out-of-pocket expenses. Consider these popular add-ons:
Family Choice
All DriversOne policy, unlimited drivers. Perfect for sharing your motorcycle.
Before you finalize your policy, it’s important to understand the standard terms used by insurers. Knowing these four concepts will help you choose the right coverage and avoid surprises during a claim:
Coverage & Rewards
Sum Insured
The maximum amount your motorcycle is covered for. Ensuring it is accurate prevents under-insurance.Learn more
NCD
Your "Good Driver" reward. Enjoy up to 55% off your premium for every year you drive claim-free.Learn more
Payout Options
Market Value
The current resale price of your motorcycle. Your payout is based on the motorcycle's value at the time of the claim.Learn more
Agreed Value
A fixed amount agreed upon upfront. You get the full sum even if your motorcycle's market value drops.Learn more
Coverage & Rewards
Sum Insured
The maximum amount your motorcycle is covered for. Ensuring it is accurate prevents under-insurance.Learn more
NCD
Your "Good Driver" reward. Enjoy up to 55% off your premium for every year you drive claim-free.Learn more
Payout Options
Market Value
The current resale price of your motorcycle. Your payout is based on the motorcycle's value at the time of the claim.Learn more
Agreed Value
A fixed amount agreed upon upfront. You get the full sum even if your motorcycle's market value drops.Learn more
Our Trusted Partners
Compare 15+ Top Insurers
We partner with the region's leading and most trusted insurance brands to bring you the best market rates side-by-side.
Total Protection, VIP Privilege
Exclusive Benefits, No Extra Cost
When you renew with us, you get more than just a policy. Enjoy these premium perks:
24/7 Roadside AssistanceOur support team is always ready to assist you anytime and anywhere.
Emergency AssistanceOn-the-spot support for battery jumps, flat tires, and fuel delivery.
Free Towing ServiceComplimentary towing support to the nearest workshop if you get stranded.
Dedicated Claims SupportOur expert team handles the paperwork to ensure your claims get approved fast.
24/7 Roadside AssistanceOur support team is always ready to assist you anytime and anywhere.
Emergency AssistanceOn-the-spot support for battery jumps, flat tires, and fuel delivery.
Free Towing ServiceComplimentary towing support to the nearest workshop if you get stranded.
Dedicated Claims SupportOur expert team handles the paperwork to ensure your claims get approved fast.
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Check out our quick video guides to learn smart tips on lowering your insurance premium and maximizing your savings.