First Party, ComprehensiveFull coverage for your vehicleMost popular
Third Party
- Death & injury
- Property damage
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Understanding Types of Car Insurance
Choosing the Right Coverage for Your Vehicle
Car insurance policies vary. Choose a plan that balances protection and affordability based on your budget and needs. Here are the three main types:Understanding Types of Car Insurance
Essential Add-ons to Customize Your Protection
While a standard policy covers the basics, adding specific riders can shield you from unexpected out-of-pocket expenses. Consider these popular add-ons:Key Terms to Know
Demystifying Car Insurance: Key Terms Explained
Before you finalize your policy, it’s important to understand the standard terms used by insurers. Knowing these four concepts will help you choose the right coverage and avoid surprises during a claim:Coverage & Rewards
Sum Insured
The maximum amount your car is covered for. Ensuring it is accurate prevents under-insurance.Learn moreNCD
Your "Good Driver" reward. Enjoy up to 55% off your premium for every year you drive claim-free.Learn morePayout Options
Market Value
The current resale price of your car. Your payout is based on the car's value at the time of the claim.Learn moreAgreed ValueNewer car
A fixed amount agreed upon upfront. You get the full sum even if your car's market value drops.Learn moreOur Trusted Partners
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We partner with the region's leading and most trusted insurance brands to bring you the best market rates side-by-side.
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FAQ
Quotes, pricing & savings
Yes. Your NCD (No Claim Discount) is automatically retrieved from the central database. You can verify your entitlement via our NCD Checker.
By comparing prices from 15+ Insurance & Takaful Partners simultaneously to find the lowest market rates.
Motor Takaful is a Shariah-compliant alternative based on mutual assistance and profit-sharing (Mudharabah). You can compare various Takaful options via our Insurance & Takaful Partners page.
Renewals & payments
Yes. We support 0% interest monthly installments via various Payment Options, including BNPL and Credit Cards.
Digital records update on the MyJPJ App within 30 minutes. To check specific fees, use our Roadtax Calculator.
Claims & VIP support
Contact the BJAK 24/7 VIP Hotline for immediate towing and claims coordination.
It provides nationwide towing with no mileage caps for members. For a full list of roadside privileges, check the VIP Benefits page.