Are there any insurance services that provide unlimited towing and easy car replacement options?

Many vehicle owners today are looking for more than just basic protection. Two additional features that are becoming increasingly popular are unlimited towing and easy car replacement, especially during emergencies like accidents or breakdowns.

But do any insurers in Malaysia actually offer these services?

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Why Unlimited Towing Matters

Most standard policies only include limited free towing, usually up to 50 km. However, if your vehicle breaks down far from home, you may need to pay extra.

With unlimited towing, your vehicle can be transported to any workshop of your choice — regardless of distance. This is especially useful if you frequently travel long distances or drive between states.

What Does Easy Car Replacement Mean?

This benefit allows you to stay mobile even when your car is in the workshop. It typically includes:

Temporary replacement car
Cash allowance for transportation
Faster claims processing

It’s extremely helpful for those who rely heavily on their vehicle for daily routines, work, or family obligations.

Insurance Providers Comparison: Unlimited Towing & Car Replacement

How to Choose the Right Policy

Before choosing an insurance plan, consider the following:

Towing coverage area (Peninsular vs Sabah/Sarawak)
Type and duration of replacement vehicle
Response time of assistance services
Additional cost for optional add-ons
Availability based on coverage type (e.g., only for 1st party policies?)

If you drive long distances or can’t afford to be without a vehicle for long, these features are definitely worth the extra cost.

Conclusion

Yes, there are several insurers in Malaysia that provide unlimited towing and easy car replacement, either as part of their policy or through optional add-ons.

Platforms like Bjak make it easier to compare these benefits and even offer exclusive add-ons like: