Introduction
CART, or Compensation for Assessed Repair Time, provides daily compensation when a car is in the workshop for repairs after an accident. However, many drivers do not know how to calculate their eligible CART days or how many days they can actually claim. This article explains How Many Days Is Your Car in the Workshop? Know Your CART Rights, Learn how your eligible days are calculated and follow these tips to ensure you receive your entitled paymentsments.
1. What Is CART and Eligible Days
- CART pays daily compensation based on the number of days your car is in the workshop.
- Eligible days depend on the workshop assessment and type of damage.
- Insurers determine the standard repair time for each car and type of damage.
2. How CART Days Are Calculated
- Panel workshops submit an assessment report to the insurer.
- The insurer determines the standard number of repair days based on the report.
- CART is paid for working days the car is in the workshop, not weekends or holidays.
- If repairs are delayed due to third-party issues, CART can still be calculated according to policy terms.
3. CART Claim Requirements
- Policy must be comprehensive or third-party insurance where the other party is at fault.
- Accident must not be your fault (for 3rd party).
- Car must be sent to an authorized panel workshop for assessment.
- Complete claim documents are required, including police report, workshop invoice, and repair quotation.
4. Smart Tips for Drivers
- Check your BJAK quotation to ensure CART is included in your plan.
- Follow panel workshop procedures for accurate day calculation.
- Keep a daily log of your car’s time in the workshop for claim reference.
- Verify the maximum CART limit offered in your policy.
Conclusion
Knowing How Many Days Is Your Car in the Workshop? Know Your CART Rights helps BJAK drivers claim proper compensation for the time their car spends in the workshop. Follow the correct procedures, send your car to a panel workshop, and keep complete documentation to fully protect your CART rights without disruption.
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