Pacific & Orient, often abbreviated as P&O, is a renowned insurance provider in Malaysia. Among others, it is known for offering budget-friendly insurance plans such as PrOmilej which enable vehicle owners to enjoy savings of up to 40% on insurance premiums.
But did you know that Pacific & Orient also offers an overseas travel insurance product called PrOtravel? Let us explain more about this product via this article and why it’s worth considering as your next travel coverage.
PrOtravel Insurance
PrOtravel Insurance is a travel insurance policy for international, providing coverage for various travel-related mishaps and inconveniences. It covers travellers for any medical costs, accidents, travel delays and other inconveniences while travelling aboard. The key features of this product are summarised as follows:
Key features
- 24-hour travel & medical help for all plans
- An unlimited amount for an emergency evacuation
- Covers up to RM500k for death and permanent disablement
- Covers up to RM700k for medical expenses
- Covers lost luggage, delays, cancellations, missed departures and more
- Offers extra coverage for home care, pet care, car rental excess charges and more
- Automatically extended during unavoidable delays
Benefits
PrOtravel offers comprehensive coverage for medical, personal accident, emergencies and travel inconveniences. Here’s a summary of what P&O travel insurance covers:
Medical
- Up to RM700,000 for overseas medical expenses
- 24/7 travel & medical assistance
- Emergency evacuation (unlimited amount)
- Optional add-ons for dental, maternity, and pre-existing conditions
Trip protection
- Trip cancellation and curtailment – up to RM30,000
- Missed departures – up to RM1,500
- Travel delays – up to RM350 for every 6 hours for a maximum of RM4200
- Lost or damaged luggage – up to RM10,000
- Personal belongings – up to RM10,000
Other benefits
- Death and permanent disablement coverage (up to RM500,000)
- Home care, pet care, and car rental excess charges coverage (optional)
- Automatic extension during unavoidable delays
Available plans
P&O travel insurance is offered in three different plans with varying amounts of coverage. Travellers have the option to choose from any of the following plans:
- Plan 1
- Plan 2
- Plan 3
Each plan is offered for both Single Trip Coverage and Annual Coverage:
- Single Trip Coverage – provides cover for one journey only to the geographical area you have selected for a maximum of 185 days.
- Annual Coverage – provides cover for all journeys made during the year to the geographical area you have selected for a maximum of 90 days per journey.
Among these plans travellers can opt for further customisations into individual, spouse or family plans depending on the number of people travelling.
- Individual & Spouse Plan – provides cover for you and your spouse on the journey
- Family Plan – provides cover for you and your family members on the journey
With extensive medical coverage, trip protection, and valuable add-ons, Pacific & Orient’s PrOtravel caters to various travel disruptions and provides financial peace of mind when you’re away. Whether you’re an occasional jet setter or a seasoned globetrotter, consider PrOtravel as your travel companion for a smooth and secure journey.
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