Renewing your car insurance and roadtax online in Malaysia is increasingly popular — but is it cheaper? Many ask:
Can I get a discount on roadtax when buying car insurance online?
Here’s what you really need to know — including fees, options, and how platforms like Bjak structure their pricing.
Is Roadtax Discounted Online?
No. Roadtax rates are fixed by JPJ based on your vehicle’s engine size, fuel type, and registration location.
Where Do You Actually Save?
You won’t get a direct roadtax discount, but many online platforms provide indirect savings through convenience and optional perks.
Cost Comparison: Counter vs Online
Here’s how the cost structures differ:
What About Digital Roadtax?
With the MyJPJ app, roadtax can now be stored and shown digitally — and it’s legally accepted by JPJ and PDRM. Key advantages:
- No printing or lamination needed
- No delivery fee
- Instant access via phone
✅ Opting for digital roadtax is completely free and the most cost-effective choice.
What Does Bjak Charge?
Here’s how Bjak’s pricing works:
- No separate admin fee at checkout
- 10% commission is included in the total price shown
- Physical roadtax delivery is optional, priced at around RM10, excluding lamination
- Users can choose digital roadtax for RM0
In short, while you don’t see extra charges added manually, you’re still paying for platform services via the quoted amount.
Final Thoughts
Although you won’t get a discount on the roadtax itself, renewing insurance and roadtax online can:
- Help you avoid extra admin charges at shops or agents
- Let you go fully digital (zero delivery costs)
- Offer flexible payment options
- Save you time by bundling the process
Platforms like Bjak offer convenience, comparison tools, and digital options — but it’s important to understand that their commission is included in the final price, and delivery of physical roadtax is not free.
Read More:
Malaysia Road Trip: What to Do Before a Long Drive
How Much Does It Cost to Own a Car in Malaysia Per Year?
Car Insurance Payment Options in Malaysia – EPP vs BNPL vs Cash
