Introduction
Managing car insurance for one vehicle is already something you need to keep track of. If you own two, three or more cars, keeping up with different insurance renewal dates, NCDs and road tax can become even more difficult.
With BJAK, you can manage multiple vehicles from one account, making it easier to check your car insurance, compare quotes and renew your policies online.
Why Managing Multiple Car Insurance Policies Can Be Difficult
When you have several vehicles, each car may have a different insurance renewal date, NCD percentage and coverage needs.
For example, you may have one car used for your daily commute, another used by a family member and a third vehicle that is only driven occasionally. Each vehicle still needs its own insurance policy and road tax.
Keeping track of everything manually can make it easy to miss a renewal date. It can also mean spending more time checking different insurers whenever it is time to renew.
Understanding your car insurance coverage and keeping track of your renewal dates can help you avoid last-minute decisions.
Can You Manage Multiple Vehicles With One BJAK Account?
Yes. BJAK allows you to manage your vehicles through one account, so you don’t have to start from scratch every time you need to renew another car.
You can use BJAK to compare car insurance quotes and manage the renewal process for different vehicles in one place.
This can be especially useful if your household has multiple cars and each one has a different renewal date.
Instead of searching through emails or paperwork to find your previous policy details, you can access your vehicle information through your BJAK account and take action when a renewal is due.
Each Car Has Its Own NCD
One important thing to remember when you own multiple cars is that each vehicle has its own insurance policy and NCD.
Your No Claim Discount (NCD) can affect how much you pay when renewing your car insurance. The NCD percentage depends on your individual insurance history and can increase when you make no claims during the relevant policy period.
This means you should check the NCD for each vehicle separately when renewing multiple car insurance policies.
With BJAK, your NCD can be checked during the quotation and renewal process, helping you get a quote based on the available NCD information for the vehicle.
For more information about NCD and how it works, you can also refer to information from the Persatuan Insurans Am Malaysia (PIAM).
Compare Car Insurance for Each Vehicle
Having several cars does not mean you have to renew every policy with the same insurer.
Insurance premiums can vary between vehicles depending on factors such as the car model, sum insured, NCD, driver details and selected coverage.
That’s why it can be useful to compare car insurance before renewing each vehicle.
With BJAK, you can compare available car insurance quotes online and choose the coverage that suits each vehicle.
For example, your family SUV may need different coverage from an older second car that is driven less frequently. Comparing the available options for each vehicle lets you review them individually rather than simply renewing every policy without checking.
Renew Your Car Insurance and Road Tax Online
Once you’ve selected your insurance, you can complete your car insurance renewal online.
You can also renew your road tax online, making it easier to manage both requirements for multiple vehicles.
If you have several cars, doing this online can save you from having to visit different websites or make separate trips just to handle each renewal.
For information about road tax requirements and vehicle-related services, you can also refer to JPJ.
Tips for Managing Insurance for Multiple Cars
If you own several vehicles, a few simple habits can make renewals easier.
1. Keep track of every renewal date
Don’t assume all your vehicles have the same renewal date. Check the insurance expiry date for each car and make sure you know when it needs to be renewed.
2. Check the NCD for each vehicle
NCD can affect your insurance premium, so check the applicable NCD whenever you renew a policy.
3. Compare before renewing
Even if you’ve used the same insurer for years, it can be worth comparing available car insurance quotes before renewing. Prices and available options can change from one renewal to the next.
4. Review your coverage
Your insurance needs may change as your vehicle gets older or your driving habits change. Before renewing, check whether your current coverage still makes sense for the vehicle.
You can learn more about the different types of car insurance coverage and what each option covers before making a decision.
5. Keep everything in one place
Having your vehicles managed through one BJAK account can make it easier to keep track of multiple renewals instead of relying on different emails, documents or websites.
Managing Multiple Cars With BJAK
Owning several cars doesn’t mean managing several separate insurance processes has to be complicated.
With BJAK, you can compare car insurance quotes, check the NCD for each vehicle and renew your car insurance and road tax online.
Whether you have two cars or several vehicles in your household, having everything accessible through one account can make it easier to stay on top of your renewals.
If you’re due for a renewal, compare car insurance quotes with BJAK and check the available options for each vehicle.
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Nabil Farhan· · 5 min read
