Refer a Friend,Both Get RM25
Every friend who buys a BJAK policy through your link saves RM25, and you get RM25 in credits for your own renewal. No limit on friends.
Your Referral Link
bjak.my/ref/
Log in to get your linkNew to BJAK?Get a free quote
How Referrals Work
- 1
Share Your Link
Log in, then copy it from My Referrals or send it straight to WhatsApp, Facebook, X or Threads.

- 2
Your Friend Buys
Friends new to BJAK use your link to get a quote, and the discount applies to their first policy.

- 3
You Get Credits
Credits land in your account as soon as their purchase is confirmed.
Renew for free. Unlimited credits!
Slide to see what your friends could add up to.
Friends who buy with your link
4 friends
120+
Referral FAQ
No. Your referral code is built into your link. When your friend opens it and gets a quote, the code is attached automatically.
Apply them at checkout when you buy your own policy. All your available credits are applied at once. If they add up to more than the policy costs, only what is needed is used and the rest stays in your balance.
Your friend must be new to BJAK, use their own valid phone number, verify their NRIC and WhatsApp, and buy through your link. Referrals that look fraudulent or abusive are disqualified.
No. Referral credits have no cash value and cannot be exchanged for cash. They can only be used towards policies you buy on BJAK.
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