Refer a Friend,Both Get RM25

Every friend who buys a BJAK policy through your link saves RM25, and you get RM25 in credits for your own renewal. No limit on friends.

Your Referral Link

bjak.my/ref/
Log in to get your link

New to BJAK?Get a free quote

How Referrals Work

  1. 1

    Share Your Link

    Log in, then copy it from My Referrals or send it straight to WhatsApp, Facebook, X or Threads.

  2. 2

    Your Friend Buys

    Friends new to BJAK use your link to get a quote, and the discount applies to their first policy.

  3. 3

    You Get Credits

    Credits land in your account as soon as their purchase is confirmed.

Renew for free. Unlimited credits!

Slide to see what your friends could add up to.

Friends who buy with your link

4 friends

120+

You earn in credits

RM 100

Your friends save together

RM 100

Log in to start earning

Referral FAQ

No. Your referral code is built into your link. When your friend opens it and gets a quote, the code is attached automatically.

Apply them at checkout when you buy your own policy. All your available credits are applied at once. If they add up to more than the policy costs, only what is needed is used and the rest stays in your balance.

Your friend must be new to BJAK, use their own valid phone number, verify their NRIC and WhatsApp, and buy through your link. Referrals that look fraudulent or abusive are disqualified.

No. Referral credits have no cash value and cannot be exchanged for cash. They can only be used towards policies you buy on BJAK.
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