Ronald Lim

Group CEO

Group CEO, BJAK

Ronald Lim is Group CEO of BJAK and reviews the car insurance, takaful and road tax content published on the site.

He holds seven insurance and financial planning certificates: general insurance (PCEIA), life and investment-linked (PCIL), general and family takaful (TBE), and the Registered Financial Planner and Shariah Registered Financial Planner designations from the Malaysian Financial Planning Council.

BJAK has helped more than 2 million Malaysians renew their car insurance online since 2019, works with 16 insurer partners, and is recognised by Bank Negara Malaysia as an Approved Financial Adviser.

Every page he reviews is checked against the insurer’s own policy wording and product disclosure sheet, PIAM’s coverage definitions, and JPJ’s published road tax rates. Prices carry the date they were read. No claim goes live without a document behind it.

Qualifications

Pre-Contract Examination for Insurance Agents (PCEIA), general insurance – Asian Institute of Insurance
Pre-Contract for Life Insurance Agents and Investment-Linked Life Insurance Examination (PCIL) – Asian Institute of Insurance
Takaful Basic Examination (TBE), general takaful – Malaysian Takaful Association
Takaful Basic Examination (TBE), family takaful – Malaysian Takaful Association
Registered Financial Planner (RFP), 2026 – Malaysian Financial Planning Council
Shariah Registered Financial Planner (Shariah RFP), 2026 – Malaysian Financial Planning Council