Pay Car Insurance In Instalments : What You Need To Know
Nabil Farhan· · 2 min readTable of contents
Introduction
Let’s be honest — car insurance renewals can sting when you need to pay everything upfront.
But the good news is, you don’t have to anymore. BJAK now lets you pay car insurance in instalments, up to 12 months, completely online and without any hidden charges.
This flexible option makes it easier to stay protected while keeping your monthly budget in check.
What Does “12-Month Instalment” Mean?
Paying your insurance in instalments simply means splitting your total premium into smaller monthly payments.
For example, if your premium costs RM1,200, you can spread it across 12 months — only RM100 per month.
It’s a practical way to maintain full coverage without draining your savings in one go.
How to Pay Car Insurance in Instalments via BJAK
The process is super simple and can be done in minutes:
- Go to BJAK.my and check your car insurance quote.
- Compare plans from different insurers and pick one that fits your needs.
- At checkout, select “Pay in Instalments.”
- Follow the on-screen steps to confirm and activate your policy.
If all your car and owner details are correct, your policy gets activated instantly — you’ll receive your eCover Note right away via WhatsApp or email.
Benefits of Paying Car Insurance in Instalments
Besides helping you manage your budget better, this payment option comes with several other perks:
- No credit card needed.
- Instant coverage once the first payment is made.
- No hidden fees or extra interest.
- You can renew your roadtax at the same time in one smooth transaction.
Basically, it’s a stress-free way to stay insured without spending too much upfront.
Who Should Choose This Option
Paying insurance in instalments is great for:
- Anyone looking to ease their monthly financial load.
- New or young drivers with tighter budgets.
- Car owners without a credit card but who still need quick coverage.
As long as you have a bank account and can pay online, the process is quick and fully digital — no counter visits required.
Conclusion
Paying your car insurance in 12-month instalments is a smart solution for those who want immediate protection without straining their budget.
With BJAK, everything’s handled online — it’s fast, secure, and your coverage starts right after your first payment.
Frequently asked questions
What does paying car insurance in instalments mean?
It means splitting your total car insurance premium into smaller monthly payments instead of paying the full amount upfront.
Can I pay my car insurance in 12-month instalments?
Yes. BJAK allows eligible customers to spread their car insurance payments over up to 12 months.
How do I pay car insurance in instalments through BJAK?
Get a quote on BJAK.my, compare available plans, select “Pay in Instalments” at checkout, and follow the steps to complete your payment and activate your policy.
