Insurance Specialist, BJAK

About Nabil

Nabil Farhan writes about the part of a policy most drivers skip past: the add-ons. His work is built around the question that sits behind every one of them – is this worth paying extra for? He has covered SRCC cover, the waiver of betterment add-on, and how dashcam footage changes the strength of a claim, each written around the decision rather than the definition.

Alongside motor, Nabil covers MediAsas, Malaysia’s new RM65 medical scheme, and how it sits against MySalam and Skim Perubatan Madani. He has written on who can be covered, whether parents and children qualify, and what actually happens at ward admission – cashless, or pay first and claim it back afterwards.

He writes in both English and Bahasa Malaysia, publishing each piece in both languages rather than leaving the BM version to a translation.

Areas of expertise

• Motor add-ons: SRCC, waiver of betterment, and what each is actually worth
• Car insurance claims and the evidence that supports them
• MediAsas: eligibility, ward admission and payment
• Malaysia’s public medical schemes – MediAsas, MySalam, Skim Perubatan Madani
• Managing multiple vehicle policies in one account