Myvi Roadtax and Insurance Price in Malaysia

If you own a Perodua Myvi, you will need to budget for two main yearly costs: roadtax and car insurance.

The roadtax amount is mainly based on your Myvi’s engine capacity and registration location. Insurance, meanwhile, depends on factors such as your NCD, vehicle value, coverage and insurer.

So, how much should you expect to pay for Myvi roadtax and insurance in 2026?

Myvi Roadtax Price 2026

The Perodua Myvi is commonly available with 1.3-litre and 1.5-litre engines.

Myvi Model	Engine Capacity	Peninsular Malaysia	Sabah & Sarawak
Myvi 1.3	1,329cc	RM70	RM56
Myvi 1.5	1,496cc	RM90	RM72

For example, a Myvi 1.5 with a 1,496cc engine has an annual roadtax rate of RM90 in Peninsular Malaysia and RM72 in Sabah and Sarawak.

The amount can differ for other vehicle types or registration categories.

How Much Is Myvi Insurance in 2026?

Unlike roadtax, there is no fixed insurance price for every Myvi.

Your premium can vary based on several factors, including:

• NCD (No Claim Discount)
• Type of insurance coverage
• Comprehensive or third-party coverage
• Current market value of your Myvi
• Age and condition of the vehicle
• Driver and vehicle risk factors
• Optional add-ons

Motor insurance pricing in Malaysia has been liberalised. This means insurers and takaful operators can price their products based on their own risk assessment and product structure.

As a result, two Myvi owners may receive different insurance quotations even if they own the same model.

How Does NCD Affect Myvi Insurance?

Your NCD can reduce the applicable premium for your private car insurance if you remain claim-free.

The current NCD scale for private cars is:

Claim-free period	NCD
0 years	0%
1 year	25%
2 years	30%
3 years	38.33%
4 years	45%
5 years and above	55%

For example, if the applicable base premium is RM1,000, a 55% NCD would represent a RM550 discount on that applicable premium.

This is only an illustration. It does not mean every Myvi owner with 55% NCD will pay RM450 for insurance.

The final price can vary depending on the insurer, vehicle value, coverage and other applicable charges or add-ons.

You can check your NCD before getting a quotation.

What Add-ons Can You Get for a Myvi?

If you choose comprehensive insurance, you may be able to add extra protection depending on the insurer and policy.

Common options include:

• Windscreen cover
• Special perils or flood cover
• Personal accident (PA) cover
• Other optional benefits

These add-ons can increase the total premium.

For example, a Myvi owner who adds windscreen and special perils coverage may pay more than someone who chooses standard comprehensive coverage without these additions.

The available add-ons and their prices vary between insurers.

How to Get an Accurate Myvi Insurance Price

Since there is no single insurance price for every Myvi, getting a current quotation is the easiest way to find out how much you need to pay.

Before getting a quotation, have these details ready:

1. Myvi registration details
2. Current NCD
3. Vehicle information and estimated market value
4. Preferred type of coverage
5. Any optional add-ons you want

You can then compare the available quotations and check what each policy covers.

Remember to look beyond the premium. Check the coverage, excess, exclusions and additional benefits before choosing a policy.

Myvi Roadtax and Insurance: How Much Should You Budget?

For 2026, the annual roadtax rates for the common Myvi variants are:

• Myvi 1.3 (1,329cc): RM70 in Peninsular Malaysia and RM56 in Sabah and Sarawak.
• Myvi 1.5 (1,496cc): RM90 in Peninsular Malaysia and RM72 in Sabah and Sarawak.

For insurance, there is no one-size-fits-all price.

Your Myvi insurance premium depends on factors such as NCD, vehicle value, coverage, insurer and optional add-ons.

So, rather than relying on an old estimated insurance price, get a quotation based on your Myvi’s current details.