The Perodua Alza is one of the most practical family cars in Malaysia. It seats seven, runs on a 1.5-litre engine and costs very little to keep on the road each year.
Its road tax is a flat RM90 a year in Peninsular Malaysia for a privately owned car. Insurance is the bigger cost, and the amount you pay depends mostly on your car’s value, your No Claim Discount (NCD) and the cover you choose.
This guide explains the 2026 Alza road tax by region, what shapes your insurance premium and how to keep both costs down when you renew.
Road tax in Malaysia is based on engine capacity, measured in cubic centimetres (cc). The current Alza uses a 1,496cc engine across all variants, according to ZigWheels Malaysia. The earlier generation Alza also has a 1.5-litre engine, so both fall in JPJ’s 1,401cc to 1,600cc band.
In this band, JPJ charges a flat rate rather than a per-cc rate. The figures below come from JPJ’s motor vehicle licence rate guidelines for private saloon cars.
Many Alza owners drive for e-hailing platforms. Since 30 January 2026, JPJ lets vehicles registered for e-hailing renew road tax for one to 12 months, with the fee based on the period and engine capacity, as reported by The Star. The six-month and 12-month rates did not change.
What decides your Alza insurance premium
There is no single insurance price for the Alza. Since July 2017, insurers and takaful operators have set their own prices for comprehensive and third-party, fire and theft cover, as Malay Mail reported when Bank Negara Malaysia announced the change. Two insurers can therefore quote different amounts for the same car.
These are the main factors that shape your quote:
Sum insured: this is the value your car is insured for, usually close to its market value. A higher value means a higher premium.
Your NCD: a discount of up to 55% for claim-free years, which can cut your premium sharply.
Car age and condition: how long the car has been on the road affects its value and the insurer’s view of risk.
Location: where the car is kept and driven.
Driving record: past claims and traffic offences can push the price up.
Add-ons: extras such as windscreen cover, flood (special perils) cover or all-driver cover each add to the cost.
How the Alza’s value affects your premium
A new Alza is priced from RM62,500 for the X variant to RM75,500 for the AV variant in Kuala Lumpur, according to ZigWheels Malaysia. A newer Alza or the top AV variant will usually cost more to insure than an older unit, because the sum insured is higher.
Older Alzas from the first generation are worth much less today, so their comprehensive premiums are generally lower. If you drive an older car, read our guide to renewing insurance for old cars before you renew.
To see what you would pay, get a quote for your exact car. Our car insurance calculator guide explains how to estimate your premium online.
Third-party vs comprehensive cover for the Alza
Every car on Malaysian roads must have valid motor insurance or takaful before its road tax can be renewed. The main choice is between third-party and comprehensive cover.
Cover type
What it pays for
Best for
Third-party
Injury and damage you cause to other people and their property
Older, lower-value cars on a tight budget
Third-party, fire and theft
Third-party cover plus fire and theft of your own car
Owners who want basic protection for their car
Comprehensive
Third-party cover plus damage to your own car from accidents, fire and theft
Newer cars and most family MPVs
Third-party cover is the cheapest option, but it will not pay to repair your own Alza after an accident. Since many owners use the Alza to carry their family every day, comprehensive cover is usually the safer choice. Learn more in our guide to third-party car insurance.
How NCD lowers your Alza premium
Your NCD rewards you for every year without a claim. The standard scale for private cars, as explained by Zurich Malaysia, is shown below.
Claim-free years
NCD
1 year
25%
2 years
30%
3 years
38.33%
4 years
45%
5 years or more
55%
Here is an illustration. If your Alza’s comprehensive premium before NCD were RM2,000, a full 55% NCD would bring it down to RM900. This figure is only an example; your actual premium depends on your quote.
Making a claim where you are at fault usually resets your NCD to 0% at the next renewal. Find out more in our guide to calculating NCD.
Total yearly cost at a glance
The table below sums up the fixed and variable costs of keeping a privately owned Alza on the road.
Bjak lets you compare car insurance and takaful quotes for your Alza from several providers in one place, then renew online. You can also renew your road tax at the same time.
Insurance and road tax are separate items, but your insurance must be valid before road tax can be renewed. Our guide on renewing road tax and insurance separately explains how the two work together.
Conclusion
The Perodua Alza is cheap to tax for a 7-seater. You pay RM90 a year in Peninsular Malaysia or RM72 in Sabah and Sarawak if the car is in your own name.
Your insurance premium is where the real savings are. Keep your NCD, insure your Alza at the right value and compare quotes before every renewal.
The Alza has a 1.5-litre engine in JPJ’s 1,401cc to 1,600cc band. A privately owned Alza pays RM90 a year in Peninsular Malaysia and RM72 a year in Sabah and Sarawak.
Is road tax higher if my Alza is registered under a company?
In Peninsular Malaysia, yes. Under JPJ’s rates, a company-owned saloon car in this engine band pays RM180 a year, double the individual rate. In Sabah and Sarawak, individuals and companies pay the same RM72.
How much is insurance for a Perodua Alza?
It depends on your quote. Insurers set their own prices for comprehensive cover based on the sum insured, your NCD, the car’s age, your location, your driving record and any add-ons. Compare quotes for your exact car to see the real price.
Should I choose third-party or comprehensive cover for my Alza?
Third-party cover is cheaper but only pays for damage you cause to others. Comprehensive cover also protects your own Alza against accidents, fire and theft, which suits most family owners and newer cars.
How much can NCD save on my Alza insurance?
NCD starts at 25% after one claim-free year and rises to 55% after five or more claim-free years. At 55%, an illustrative RM2,000 premium would drop to RM900.
Can I renew my Alza road tax without valid insurance?
No. Your car must have valid motor insurance or takaful before its road tax can be renewed. On Bjak, you can renew both online.
Nabil Farhan· · 6 min read
