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  2. Delays and unsuccessful orders

Delays and unsuccessful orders

Understand why an order may take longer or cannot be completed.

Why is my policy not active yet?

Common reasons include mismatched identity or vehicle details, missing vehicle photos, an unconfirmed No-Claim Discount, insurer review, or temporary system issues.

What can delay roadtax renewal?

Roadtax may be delayed if the insurance is not yet active, vehicle records do not match, there is a JPJ or PDRM restriction, or a relevant system is temporarily unavailable.

My bank deducted the amount, but the payment failed. What should I do?

Your bank may place a temporary hold when a payment attempt is not completed. The release time depends on the bank or payment provider. Contact BJAK support if the amount is not released within the timeframe stated by your bank.

What happens if my order cannot proceed?

BJAK will first try to resolve the issue or request the missing information. If the relevant insurance, takaful or roadtax service cannot be completed, we will explain the issue and arrange the applicable refund.

Still need help?

Check your order status or contact us if you cannot find the answer you need.

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Quotation and Policy are issued by BJAK (Bjak Sdn. Bhd. 1339813-K / 201901030483), an approved Financial Adviser and Islamic Financial Adviser under Bank Negara Malaysia (BNM). Learn more