Is BJAK approved by BNM?

Yes. BJAK Sdn. Bhd. is approved by Bank Negara Malaysia as a Financial Adviser and Islamic Financial Adviser. You can verify this through BNM’s official list of approved financial advisers.

Is BJAK an insurance company?

No. BJAK is not an insurance company. It’s an insurance and takaful comparison platform. Policies are issued by the insurer or takaful operator you choose, while BJAK helps you compare, buy, renew, and manage the process online.

Is BJAK roadtax valid?

Roadtax status should be verified through MyJPJ or official JPJ channels. BJAK can help you with the insurance and roadtax workflow, but always confirm the final roadtax status through the official system.

How do I check my roadtax status?

Check your digital roadtax status through the MyJPJ app or official JPJ channels. BJAK can help continue the roadtax workflow after renewal, but MyJPJ remains the source of truth for the final status.

What if my policy is delayed?

Some renewals take longer due to missing documents, incorrect details, endorsement checks, unpaid summons, blacklist issues, or vehicle photo requirements. BJAK support can check your case and explain the next step.

How do I contact BJAK?

Contact BJAK through the official support channels on the BJAK website. For urgent policy, payment, roadtax, refund, or claims issues, have your vehicle number, payment reference, and registered contact details ready.

Is BJAK legit?

Yes

— here’s the proof.

BJAK Sdn. Bhd. is approved by Bank Negara Malaysia to carry out financial advisory and Islamic financial advisory business for insurance and takaful products. Compare, renew, and manage your policy online — and verify everything yourself.

Verification DossierBJAK Sdn. Bhd.Verified with Bank Negara Malaysia

Approved as a Financial Adviser and Islamic Financial Adviser.

SourceBank Negara Malaysia

Verification typePublic registry check

Last checkedJul 2, 2026

View on BNM register

The proof

Why BJAK can be trusted

Not a claim — a record you can check. Here’s the regulatory standing behind the platform.

BNM-approved

BJAK Sdn. Bhd. is approved by Bank Negara Malaysia as a Financial Adviser and Islamic Financial Adviser.

Regulated financial advisory role

Licensed providers

BJAK connects you with participating insurers and takaful operators, so you compare real coverage, price, and benefits before choosing.

Compare Coverage

Compare Price

Compare Benefits

16Participating providersInsurers & takaful operators compared in one place.

Why this matters

Regulated financial advisory role

Policies issued by selected providers

You can verify BJAK through BNM

Roadtax status checked via MyJPJ

How it fits together

The BJAK trust ecosystem

BJAK sits between you, your regulator, your insurer, and the roadtax system — connecting each part without replacing any of them.

BNM ApprovalRegulatory standing

Insurance Providers16 participating

Policy IssuanceBy your insurer

Online PaymentSecure checkout

Roadtax StatusVia MyJPJ

Customer SupportAfter purchase

Claims / VIPRoadside assist

BNM ApprovalRegulatory standing

Insurance Providers16 participating

Policy IssuanceBy your insurer

Online PaymentSecure checkout

Roadtax StatusVia MyJPJ

Customer SupportAfter purchase

Claims / VIPRoadside assist

Scope, made clear

What BJAK does — and doesn’t

Trust comes from knowing exactly where BJAK’s role starts and stops.

What BJAK helps you do

Compare insurance & takaful quotes from participating providers
Review premium, coverage, add-ons, and benefits
Buy or renew insurance online
Receive policy or cover note updates
Get support for payment, policy status, refunds, and claims
Continue the roadtax workflow after renewal, where applicable

What BJAK is not

An insurance company
A takaful operator
JPJ or MyJPJ
A government agency
A replacement for checking roadtax through official JPJ/MyJPJ channels

Don’t take our word for it

How to verify BJAK

Four steps, no BJAK login required. Confirm it straight from the source.

Open BNM’s official listGo to Bank Negara Malaysia’s list of approved financial advisers.

Search “BJAK Sdn. Bhd.”Type the company name into the directory search.

Check approval categoryConfirm it reads Financial Adviser / Islamic Financial Adviser.

Match the company nameMake sure it’s exactly BJAK Sdn. Bhd.

Clear answers

Policy & roadtax clarity

Are BJAK policies valid?

Yes. Policies bought through BJAK are issued by the insurer or takaful operator you select. After successful payment and processing, you receive your policy or cover note based on the insurer’s issuance process.

Always check your details before you confirm payment

What about roadtax?

Roadtax is separate from insurance. BJAK can help you continue the insurance and roadtax workflow after renewal. Once processing is completed, check your digital roadtax status through MyJPJ or official JPJ channels.

MyJPJ is the source for roadtax status

After you pay

What happens next

1Payment receivedYour payment is confirmed.

2Details checkedWe verify your vehicle and cover.

3Policy / cover note processedThe insurer issues your policy.

4Roadtax workflow, if selectedRoadtax continues where applicable.

5Status updateYou get notified it’s done.

Payment receivedYour payment is confirmed.

Details checkedWe verify your vehicle and cover.

Policy / cover note processedThe insurer issues your policy.

Roadtax workflow, if selectedRoadtax continues where applicable.

Status updateYou get notified it’s done.

Some cases take longer if there are missing documents, incorrect details, unpaid summons, blacklist issues, pending endorsements, or photo requirements.

Safety net