Insurance Learning Hub
Understand car insurance before you renew
Simple guides to help you compare coverage, choose add-ons, renew roadtax, and understand claims in Malaysia.Featured guides
Add-on
Compare Car Insurance Add-Ons by Insurer
One table showing which optional benefits every insurer offers, and which come included.Read guideBasicsTypes of Car Insurance in Malaysia
Comprehensive, Third Party, TPFT and Act Cover — explained simply.Read guideAdd-onSum Insured
The value your car is insured for, and why it matters at claim time.Read guideAdd-onMarket Value vs Agreed Value
How each one decides your payout if your car is stolen or written off.Read guideAdd-onWindscreen Cover
What it covers, and why it's a common add-on worth knowing.Read guideAdd-onFlood & Natural Disaster Protection
Not automatic in most policies — here's how to add it.Read guideRoadtaxHow to Renew Roadtax Online
A step-by-step guide to renewing your roadtax without the queue.Read guidePopular questions
Comprehensive gives the widest protection (your own car plus third-party claims). Third Party, Fire & Theft suits older cars that still want fire and theft cover. Third Party is the most basic. The right choice depends on your car's age, value, usage, and budget.
Premiums can change due to your sum insured, claims history, loss of NCD after a claim, add-ons, or insurer repricing. Compare quotes before renewing to check the difference.
No. Active motor insurance is required before you can renew your roadtax in Malaysia. Renew your insurance first, then your roadtax.
Make sure everyone is safe, take photos, exchange details, and lodge a police report within 24 hours. Then contact your insurer to start the claim.
Usually your IC, driving licence, police report, photos of the damage, and your policy details. Requirements may vary by insurer and claim type.