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  2. Quotes, pricing and fees

Quotes, pricing and fees

Learn how quotes are compared, what affects the price and what you pay.

How are quotes compared fairly?

Quotes from BJAK's panel are shown in random order by default. You can sort and filter them by premium, coverage, takaful options, approval availability and other preferences.

Does an insurer pay to appear first?

Within the comparison panel, an insurer does not receive a higher default position because it pays BJAK more. Customers remain in control of the sorting and filters they use.

Why is my price different from my previous renewal notice?

Insurers assess risk and pricing differently. Your vehicle, No-Claim Discount, selected coverage, add-ons and current insurer rates can all affect the final premium.

Are there hidden fees?

Before payment, you can review the premium, No-Claim Discount, applicable tax, roadtax, optional add-ons and any payment-provider fee. The total is shown before you confirm.

How does BJAK make money?

BJAK may receive a commission from the insurer or takaful operator when a policy is purchased through the platform. Any separate instalment-provider fee or optional service charge is shown before payment.

Still need help?

Check your order status or contact us if you cannot find the answer you need.

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(1339813K/201901030483)

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Quotation and Policy are issued by BJAK (Bjak Sdn. Bhd. 1339813-K / 201901030483), an approved Financial Adviser and Islamic Financial Adviser under Bank Negara Malaysia (BNM). Learn more