Are there hidden fees?
What appears in the price breakdown
Depending on the order, the breakdown may include:
- Insurance or takaful premium
- No-Claim Discount deduction
- Applicable tax and stamp duty
- Roadtax amount
- Optional add-ons or services
- Instalment or payment-provider charge
BJAK's comparison service
BJAK may receive a commission from the insurer or takaful operator when a policy is purchased through the platform. This commission is part of the commercial arrangement with the provider and is not added as a separate comparison fee unless a separate charge is clearly shown.
Instalment and payment-provider charges
Some instalment plans or payment channels may have their own fee. Any applicable charge should be shown before payment so you can decide whether to continue or choose another method.
What customers should do
Review the full amount and breakdown before confirming. If the total changes after you edit the coverage, add-ons, roadtax or payment method, check the updated breakdown again.
Important clarification
Fees and taxes can differ by product, provider and payment method. The amount shown on an earlier screen may change when final details or optional services are updated.