Average Car Insurance Price in Malaysia by Car Model on BJAK
How much does car insurance cost for your car model when you compare quotes on BJAK? The price can vary depending on your car's value, No Claim Discount (NCD), coverage and insurance company.
Based on BJAK's quote data, this guide compares the estimated average and median car insurance prices for 10 car models that received the most quotes on BJAK. These include popular models such as the Perodua Myvi, Proton Saga and Honda City.
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Average car insurance prices by model on BJAK
The table below shows the 10 car models with the highest quote volumes in BJAK's data, based on a dashboard snapshot dated 1 October 2026.
| Car model | Estimated average price | Median price |
|---|---|---|
| Perodua Myvi605,625 quotes | RM693 | RM575 |
| Proton Saga448,600 quotes | RM585 | RM525 |
| Perodua Axia326,216 quotes | RM651 | RM625 |
| Perodua Bezza282,469 quotes | RM837 | RM825 |
| Perodua Alza211,474 quotes | RM765 | RM675 |
| Honda City199,726 quotes | RM995 | RM875 |
| Proton Wira191,450 quotes | RM338 | RM325 |
| Toyota Vios186,588 quotes | RM924 | RM825 |
| Proton Persona181,285 quotes | RM598 | RM525 |
| Perodua Viva152,605 quotes | RM399 | RM375 |
Source: BJAK Make-Model Average Gross Premium dashboard, exported on 1 October 2026. Average prices are estimates calculated using RM50 price bands. Quotes with RM0 values were excluded from the price calculations.
Please note
These figures are estimates based on historical BJAK quote data, not guaranteed prices or current quotes. The car models are selected based on their quote volumes on BJAK, not official car sales rankings.
What do average and median car insurance prices mean?
The average and median prices give you two ways to understand the quote prices recorded on BJAK.
- Average price
The estimated average of the recorded quote prices for a car model. Higher-priced quotes can increase this figure.
- Median price
The middle price when all recorded quote prices are arranged from lowest to highest.
For example, the Perodua Myvi has an estimated average price of RM693 and a median price of RM575 in this dataset. The difference is RM118, showing that the average and middle price can vary.
These figures are useful as a general reference, but they do not show the full range of prices available for every Myvi owner.
What can BJAK's quote data tell you?
Based on the 10 car models in this dataset, here are three findings:
| Finding | Model | Price |
|---|---|---|
| Highest estimated average price | Honda City | RM995 |
| Lowest estimated average price | Proton Wira | RM338 |
| Largest difference between average and median prices | Honda City | RM120 |
These results reflect the quotes recorded in BJAK's dataset. They do not mean every Honda City will have a higher insurance price or every Proton Wira will have a lower one.
Your quote may differ depending on your car's details, NCD, selected coverage and the insurance company you choose.
Why can car insurance prices differ on BJAK?
Even when two people drive the same car model, their quotes may not be the same. Here are five factors that can affect the price shown to you.
Car age and value
A newer or higher-value car may cost more to insure because repairs or replacement can be more expensive.
Repair costs
Different car models have different spare-part prices and repair costs, which can affect insurance pricing.
No Claim Discount (NCD)
If you're eligible, your NCD can reduce the price you pay for car insurance. Private car owners can reach up to 55% NCD after five consecutive claim-free years. You can check your current discount using the BJAK NCD Checker.
Coverage and add-ons
The type of insurance you choose and any add-ons can affect the total price. For example, windscreen protection and Special Perils cover may add to the cost, depending on the policy.
Insurance company
Different insurers and takaful operators may offer different prices for similar coverage. You can learn more about how motor insurance pricing works from Bank Negara Malaysia.
How to compare car insurance prices on BJAK
Want to check the available prices for your own car? Follow these steps:
Enter your car details on the BJAK car insurance platform.
Check your NCD and insured value to make sure your information is correct.
Compare the available quotes from participating insurance companies and takaful operators.
Review the coverage and exclusions, including excess, repair conditions and optional add-ons.
Choose a policy that suits your needs and budget, based on both the price and protection provided.
Tip
For a fair comparison, check policies with similar coverage and insured values. The lowest price may not offer the same protection as another policy.
Frequently asked questions
The Proton Wira has the lowest estimated average price among the 10 models in this comparison, at RM338. This is based on historical quote data, not a guaranteed price for every Proton Wira.
The Honda City has the highest estimated average price among these 10 models, at RM995. Your own quote may be higher or lower.
Your quote may differ because of your car's age, insured value, NCD, selected coverage, add-ons and the insurer providing the quote. The figures in this article are reference estimates, not fixed prices.
Not necessarily. This comparison only covers 10 car models with the highest quote volumes in the selected BJAK dataset. Other models may have lower average prices, and individual quotes can vary.
Enter your vehicle details on BJAK to compare the available quotes for your car. Check the coverage, insured value and policy exclusions before choosing a plan.
Compare car insurance prices on BJAK
The prices in this guide can help you understand the quote trends recorded on BJAK, but they are only a reference. The price available to you will depend on your car details and the policy you choose. Compare car insurance online or estimate your price to explore available options before renewing your policy.