Are there hidden fees?

Direct answer

Before payment, you can review the premium, No-Claim Discount, applicable tax, roadtax, optional add-ons and any payment-provider fee. The total is shown before you confirm.

What appears in the price breakdown

Depending on the order, the breakdown may include:

Insurance or takaful premium
No-Claim Discount deduction
Applicable tax and stamp duty
Roadtax amount
Optional add-ons or services
Instalment or payment-provider charge

BJAK's comparison service

BJAK may receive a commission from the insurer or takaful operator when a policy is purchased through the platform. This commission is part of the commercial arrangement with the provider and is not added as a separate comparison fee unless a separate charge is clearly shown.

Instalment and payment-provider charges

Some instalment plans or payment channels may have their own fee. Any applicable charge should be shown before payment so you can decide whether to continue or choose another method.

What customers should do

Review the full amount and breakdown before confirming. If the total changes after you edit the coverage, add-ons, roadtax or payment method, check the updated breakdown again.

Important clarification

Fees and taxes can differ by product, provider and payment method. The amount shown on an earlier screen may change when final details or optional services are updated.